Becoming A Financially Confident Woman

Boundaries in Relationships and Finances with Dr. Lauren Chase

What do boundaries, burnout, people-pleasing, and finances have in common? More than you might think. Dr. April Murdaugh is joined by licensed mental health counselor Dr. Lauren Chase for a candid conversation about the emotional patterns that often influence our financial decisions. Together, they explore how childhood experiences, core beliefs, family dynamics, and a lack of boundaries can impact everything from money management to relationships and career growth. Along the way, Dr. Lauren poses a powerful question that stops Dr. April in her tracks: "Am I in my own way?" If you've ever struggled to say no, felt responsible for everyone else's needs, or found yourself overwhelmed despite your success, this conversation offers practical tools and fresh perspective for creating healthier boundaries, preventing burnout, and building greater financial confidence.
Key Takeaways:
How boundaries protect your time, energy, finances, and mental well-being
Why high-achieving women often struggle with people-pleasing and burnout
The powerful question, "Am I in my own way?", and how it can change the way you approach money, relationships, and success
Dr. Lauren Chase, Climbing Hills Counseling, Licensed Mental Health Therapist for High Achieving Women: https://www.climbinghillscounseling.com/therapist-north-carolina-south-carolina-florida
Call to Schedule your consultation with Dr. April Murdaugh: 904-753-5250
Join the 4 Week Wealth Intensive 
Connect with Dr. April Murdaugh: @W2WFinancial on Facebook 
Join the Facebook Group: Prosperous Women Collective
Chapters
00:00 Introduction to Financial Confidence and Mental Health04:02 Defining Boundaries: Protecting Your Energy08:38 Setting Limits: A Framework for Communication10:00 Navigating Financial Boundaries in Relationships11:59 The Control Circle: What You Can and Can't Control13:16 Boundaries in Family Dynamics and Aging Parents14:36 Taking Action: Moving Beyond Talk to Action16:43 Modeling Financial Behavior for Children19:12 Empowerment Through Boundaries: Success Stories20:02 The Domino Effect of Empowerment in Relationships22:26 Asking for What You Deserve: Financial Conversations24:30 Understanding Cognitive Behavioral Therapy (CBT)26:12 The Distinction Between Coaching and Therapy28:49 Exploring Money Beliefs and Behaviors31:52 Common Misconceptions Among High Achieving Women33:39 Financial Self-Care as a Form of Empowerment36:50 Navigating Guilt and Self-Worth in Financial Decisions41:41 Preventing Burnout Through Boundaries and Self-Care44:32 The Importance of Understanding Finances to Avoid Burnout47:20 Conclusion and Future Collaborations
 

Tithing Fear and My Journey to Financial Peace

Tithing is one of the most personal and sometimes controversial topics in both faith and finances. In this honest conversation, Dr. April Murdaugh shares her personal journey with tithing, the fear and guilt she carried for years, and how her perspective evolved through life experiences, financial struggles, business ownership, and a deeper understanding of her relationship with God. This isn't a theological debate or financial advice—it's a personal story about generosity, stewardship, faith, and finding peace when money and spirituality intersect. Because of her own journey, Dr. Murdaugh also explains why she would never judge a client for how they choose to approach tithing, giving, or faith-based financial decisions. Instead, she encourages listeners to reflect on the difference between giving out of fear and giving out of gratitude, while exploring what stewardship, generosity, and a relationship with God truly mean to them.
Key Takeaways:
The difference between giving from fear and giving from gratitude
Why Dr. Murdaugh believes financial decisions rooted in faith should never be met with judgment
How stewardship, generosity, and relationship can coexist with financial wisdom
Call to Schedule your consultation: 904-753-5250
Join the 4 Week Wealth Intensive 
Connect with Dr. April Murdaugh: @W2WFinancial on Facebook 
Join the Facebook Group: Prosperous Women Collective

Navigating Divorce with Minor Children

Show Notes:
Divorce is one of the most emotionally exhausting experiences a woman can face, and Dr. April Murdaugh knows that firsthand. Having walked through divorce herself, she understands the temptation to settle, give things up, and just make the pain stop. The challenge is that she continues to see women from every financial background—from stay-at-home moms to high-earning professionals—make the same costly mistakes because they're overwhelmed, exhausted, and ready for relief. In this conversation, Dr. Murdaugh shares the five most common mistakes she sees women make when navigating divorce with minor children, from rushing settlements and overlooking important financial details to putting children in the middle of adult conflict and failing to plan for life after divorce. Her message is simple but powerful: the comfort of ending the conflict today can create financial struggle tomorrow. By slowing down, understanding the numbers, and protecting both your future and your children's stability, you can move through this season with greater confidence, clarity, and peace.
Key Takeaways:
The 5 most common mistakes women make during divorce with minor children
Why rushing to end the pain can lead to costly long-term financial consequences
How to protect your future while creating stability for your children
Call to Schedule your consultation: 904-753-5250
Connect with Dr. April Murdaugh: @W2WFinancial on Facebook 
Join the Facebook Group: Prosperous Women Collective

The Cost of Being the “Ride or Die”: When Loyalty Becomes Financial Self-Sabotage

Loyalty and support are often praised as proof of love, but when emotional investment turns into financial self-sacrifice, the long-term cost can be significant. Dr. April Murdaugh explores what happens when women financially underwrite a partner’s dreams—co-signing loans, funding businesses, or pausing their own financial goals—only to be left rebuilding their own stability. She explains how opportunity cost, credit exposure, missed retirement growth, and power imbalances can quietly impact future wealth and security.
Let’s reframe loyalty through a lens of financial wisdom. Dr. Murdaugh shares practical protection strategies, including maintaining separate accounts, avoiding co-signing, using written agreements for investments, safeguarding retirement contributions, and protecting emergency funds. She reminds women that you can believe in someone without financially underwriting their dream—and that true partnership respects boundaries, shared responsibility, and long-term security.
Key Takeaways:
Why financial self-abandonment is not the same as loyalty
Hidden costs of funding a partner’s vision without protection
Boundaries and safeguards that protect your future and peace
Call to Schedule your consultation: 904-753-5250
Connect with Dr. April Murdaugh: @W2WFinancial on Facebook 
Join the Facebook Group: Prosperous Women Collective

Single, Secure, and Still Worthy of Love

As Valentine’s Day approaches, Dr. April Murdaugh reminds women that singleness is a season, not a definition—and being single does not determine your worth. She encourages listeners to release pressure, stop comparing timelines, and choose alignment over attachment, seeing this season as an opportunity for clarity, confidence, and self-respect. This conversation reinforces that independence and emotional openness can coexist, and that peace, standards, and alignment matter more than forcing a relationship to fit a season you’ve outgrown.
Key Takeaways:
Singleness is a season, not a reflection of your value
Being single does not define your worth or your future
Alignment over attachment leads to healthier relationships
Call to Schedule your consultation: 904-753-5250
Connect with Dr. April Murdaugh: @W2WFinancial on Facebook 
Join the Facebook Group: Prosperous Women Collective

Financial Intimacy: Why Money Conversations are the New Love Language

Money is one of the most emotional topics in our lives—yet it’s often the one couples avoid the most. Dr. April Murdaugh introduces the concept of financial intimacy, explaining that it’s not about how much money you have, but about feeling safe, open, and aligned when talking about money with your partner. Avoiding these conversations may feel easier in the moment, but over time it can quietly create distance, resentment, and mistrust.
Let’s reframe money as a love language. Financial intimacy shows love through care and responsibility—planning for the future, being transparent, setting boundaries, and working toward shared goals. Dr. Murdaugh explains how these actions communicate trust, respect, and commitment, and walks through what healthy financial intimacy looks like, warning signs when it’s missing, and how to begin building it. Alignment, not income, is what strengthens relationships.
Key Takeaways:
Why financial intimacy is about emotional safety, not income
How money can function as a powerful love language
Ways open money conversations build trust and connection
Download the Financial Intimacy Check-In Worksheet 
Call to Schedule your consultation: 904-753-5250
Connect with Dr. April Murdaugh: @W2WFinancial on Facebook 
Join the Facebook Group: Prosperous Women Collective

What is an Annuity and Do You Need One?

Annuities can feel confusing or intimidating, especially with all the mixed opinions surrounding them. Dr. April Murdaugh breaks the topic down in a simple, easy-to-follow way, using real-life examples to explain what annuities are and why they get such strong reactions. This episode is educational—not a sales pitch—and focuses on helping you understand the basics without the noise.
Dr. Murdaugh explains annuities as a type of personal pension and clearly walks through how they work, the differences between common options like fixed, indexed, and variable annuities, and when they may or may not make sense. By the end of the episode, you’ll have more clarity on whether you might be a candidate for an annuity and which type could be right for you—all within the context of a bigger, well-balanced financial plan.
Download Your Annuity Fit Checklist
Call to Schedule your consultation: 904-753-5250
Connect with Dr. April Murdaugh: @W2WFinancial on Facebook 
Join the Facebook Group: Prosperous Women Collective

Starting Over at Any Age: Money Rules for Divorce, Widowhood & New Beginnings

Starting over after divorce, widowhood, or a major life transition can feel overwhelming—but it is not the end of your story. Dr. April Murdaugh offers guidance for women who are rebuilding emotionally and financially, reminding listeners that starting over is a pivot, not a failure, and that clarity creates confidence.
This episode walks through practical steps to help women regain stability and direction, including gathering key financial documents, understanding cash flow and credit, creating an emergency fund, and setting boundaries in this new season of life. Dr. Murdaugh also shares encouragement for navigating grief, identity shifts, and fear while creating a financial plan rooted in peace, wisdom, and long-term security. 
Key Takeaways:
Why starting over is a new season, not a personal failure
Financial steps to regain control and rebuild with confidence
              Create your profile on SSA.gov for social security statements
              Know where your Insurance information is for medical, car,                  life, etc.
              Hard copy of your Death, Birth, Marriage cert.
              Hard copy of your Will, POA, Divorce Decree, Estate Plan
              Use LastPass for password for you and loved ones in your                    absence
              Get your free credit report at annualcreditreport.com
How boundaries and planning protect your future and peace
Call to Schedule your consultation: 904-753-5250
Connect with Dr. April Murdaugh: @W2WFinancial on Facebook 
Join the Facebook Group: Prosperous Women Collective
 

You Don’t Want a Cheaper-to-Keep-Him Situation: When You’re the Breadwinner and Still Feel Trapped

Many high-earning women find themselves financially successful yet stuck in unhealthy breadwinner marriage dynamics. Dr. April Murdaugh explains how a “cheaper to keep him” situation develops, why money alone doesn’t equal power, and how financial dependence and manipulation can exist even when the woman earns more.
This conversation focuses on financial independence for women, offering clear solutions whether you want to stay in your relationship and rebuild financial transparency or prepare to leave with clarity and confidence. The goal is choice, peace, and control—without fear driving the decision.
Key Takeaways:
Signs of a “cheaper to keep him” dynamic in breadwinner marriages
Options for staying, rebuilding trust, or planning an exit
Why protecting your peace is part of financial confidence
Connect with Dr. April Murdaugh: @W2WFinancial on Facebook 
Join the Facebook Group: Prosperous Women Collective

Don't Become the Cheaper-to-Keep-Her Woman

In this encouraging episode of Becoming a Financially Confident Woman, Dr. April Murdaugh shares how women can avoid feeling financially stuck in a relationship—by taking small, intentional steps toward independence. She explains what the “cheaper to keep her” mindset looks like and offers practical ways to build confidence, clarity, and options in your financial life.
This episode is a reminder that your financial future belongs to you, and you have the power to strengthen it—no matter your circumstances.
Key Takeaways:
How to recognize when fear about finances—not love—are keeping you in place
Steps to build personal financial security and awareness
Why understanding your full financial picture creates confidence and choice
Connect with Dr. April Murdaugh: @W2WFinancial on Facebook 
Join the Facebook Group: Prosperous Women Collective