Becoming A Financially Confident Woman

What is an Annuity and Do You Need One?

Annuities can feel confusing or intimidating, especially with all the mixed opinions surrounding them. Dr. April Murdaugh breaks the topic down in a simple, easy-to-follow way, using real-life examples to explain what annuities are and why they get such strong reactions. This episode is educational—not a sales pitch—and focuses on helping you understand the basics without the noise.
Dr. Murdaugh explains annuities as a type of personal pension and clearly walks through how they work, the differences between common options like fixed, indexed, and variable annuities, and when they may or may not make sense. By the end of the episode, you’ll have more clarity on whether you might be a candidate for an annuity and which type could be right for you—all within the context of a bigger, well-balanced financial plan.
Download Your Annuity Fit Checklist
Call to Schedule your consultation: 904-753-5250
Connect with Dr. April Murdaugh: @W2WFinancial on Facebook 
Join the Facebook Group: Prosperous Women Collective

Starting Over at Any Age: Money Rules for Divorce, Widowhood & New Beginnings

Starting over after divorce, widowhood, or a major life transition can feel overwhelming—but it is not the end of your story. Dr. April Murdaugh offers guidance for women who are rebuilding emotionally and financially, reminding listeners that starting over is a pivot, not a failure, and that clarity creates confidence.
This episode walks through practical steps to help women regain stability and direction, including gathering key financial documents, understanding cash flow and credit, creating an emergency fund, and setting boundaries in this new season of life. Dr. Murdaugh also shares encouragement for navigating grief, identity shifts, and fear while creating a financial plan rooted in peace, wisdom, and long-term security. 
Key Takeaways:
Why starting over is a new season, not a personal failure
Financial steps to regain control and rebuild with confidence
              Create your profile on SSA.gov for social security statements
              Know where your Insurance information is for medical, car,                  life, etc.
              Hard copy of your Death, Birth, Marriage cert.
              Hard copy of your Will, POA, Divorce Decree, Estate Plan
              Use LastPass for password for you and loved ones in your                    absence
              Get your free credit report at annualcreditreport.com
How boundaries and planning protect your future and peace
Call to Schedule your consultation: 904-753-5250
Connect with Dr. April Murdaugh: @W2WFinancial on Facebook 
Join the Facebook Group: Prosperous Women Collective
 

You Don’t Want a Cheaper-to-Keep-Him Situation: When You’re the Breadwinner and Still Feel Trapped

Many high-earning women find themselves financially successful yet stuck in unhealthy breadwinner marriage dynamics. Dr. April Murdaugh explains how a “cheaper to keep him” situation develops, why money alone doesn’t equal power, and how financial dependence and manipulation can exist even when the woman earns more.
This conversation focuses on financial independence for women, offering clear solutions whether you want to stay in your relationship and rebuild financial transparency or prepare to leave with clarity and confidence. The goal is choice, peace, and control—without fear driving the decision.
Key Takeaways:
Signs of a “cheaper to keep him” dynamic in breadwinner marriages
Options for staying, rebuilding trust, or planning an exit
Why protecting your peace is part of financial confidence
Connect with Dr. April Murdaugh: @W2WFinancial on Facebook 
Join the Facebook Group: Prosperous Women Collective

Don't Become the Cheaper-to-Keep-Her Woman

In this encouraging episode of Becoming a Financially Confident Woman, Dr. April Murdaugh shares how women can avoid feeling financially stuck in a relationship—by taking small, intentional steps toward independence. She explains what the “cheaper to keep her” mindset looks like and offers practical ways to build confidence, clarity, and options in your financial life.
This episode is a reminder that your financial future belongs to you, and you have the power to strengthen it—no matter your circumstances.
Key Takeaways:
How to recognize when fear about finances—not love—are keeping you in place
Steps to build personal financial security and awareness
Why understanding your full financial picture creates confidence and choice
Connect with Dr. April Murdaugh: @W2WFinancial on Facebook 
Join the Facebook Group: Prosperous Women Collective

Becoming Your Favorite Self with Sophia Hyde

Dr. April Murdaugh sits down with Sophia Hyde, Master Life Coach and author of Unleash Your Favorite Self. Sophia shares how shifting from hustle to alignment changed everything in her life—including her finances.
She explains what it means to “rest into revenue,” letting go of constant striving and learning to trust ease and alignment instead of burnout. Sophia also introduces her Favorite Life Wheel, a tool that helps women see where they’re thriving and where they need balance. Together, they explore how self-awareness, mindset, and core values shape both your financial confidence and your peace of mind.
Connect with Sophia Hyde: sophiahyde.comBook: Unleash Your Favorite SelfApp: Favorite Life Wheel App
I'd love to Connect too: @W2WFinancial on Facebook 
Join the Facebook Group: Prosperous Women Collective

Love Is Not Enough Series: Premarital Counseling Questions with Dr. Freda Doxey

In this episode of Becoming a Financially Confident Woman, Dr. April Murdaugh is joined by Dr. Freda Doxey, Licensed Mental Health Counselor, Certified Sex Therapist, and author of Live and Increase. Together, they explore how premarital counseling reveals blind spots that love alone can’t fix—from money habits and communication struggles to self-awareness and emotional readiness. Dr. Freda introduces her “HOT” framework—being honest about your expectations and fears, open to understanding your partner’s perspective, and transparent about your motives and money story.
They also discuss how early money memories shape adult relationships, the importance of flexibility before setting a wedding date, and why empathy and emotional maturity matter more than perfection. Listen to the end as Dr. Freda shares the one question every couple should be asking today.
Connect with Dr. Freda Doxey: AWiseCompany.comDr. Freda Doxey's Book: Live and Increase: How to Release the Weight of Self-Doubt and Grow in Entrepreneurship
I'd love to Connect too: @W2WFinancial on Facebook 
Join the Facebook Group: Prosperous Women Collective

Love Isn’t Enough: Protecting Your Future with a Prenup with Chris Jackson

Dr. April Murdaugh talks with Christopher J. Jackson, Esq., a Jacksonville-based attorney and founder of Christopher J. Jackson Law. Together, they break down what a prenuptial agreement really is — and why it’s less about divorce and more about protection and clarity.
Chris shares how a prenup can safeguard both partners, remove financial tension, and encourage honest conversations about money. They also discuss the difference between marriages of convenience and conviction and why financial transparency builds trust from the start.
If you’ve ever thought prenups were only for the wealthy, this episode will shift your perspective and show how they can protect your love and legacy.
Connect with Christopher J. Jackson, Esq.: cjaxlaw.com
I'd love to Connect too: @W2WFinancial on Facebook 
Join Me at the Whole You Women's Expo
Join the Facebook Group: Prosperous Women Collective

Don't Leave a Mess Behind! Estate Planning Simplified

On this must-listen episode, Dr. April sits down with Ms. Katrina Patterson, Esq. to demystify estate planning and explain why every high-achieving woman needs a solid plan for her future. Whether you're single, married, divorced, or a business owner, estate planning is about more than just a will—it’s about protecting your assets, avoiding probate, and ensuring your wishes are honored.
We discuss:✅ The must-have estate planning documents for every woman.✅ The biggest mistakes women make in estate planning.✅ How estate planning helps build generational wealth.✅ What happens if you don’t have a plan in place.✅ The importance of healthcare directives and power of attorney.
Estate planning isn’t just for the wealthy—it’s for anyone who wants to take control of their financial future and protect their loved ones. Tune in for expert insights and actionable steps you can take today!
To connect with Mrs. Patterson for a consultation visit her website

Turning Financial Setbacks into Comebacks

In this deeply personal episode, Dr. April shares her journey of navigating financial mistakes and setbacks, from hitting rock bottom to rebuilding her life with purpose and confidence. She opens up about her struggles, including moments of financial vulnerability, tough decisions, and the emotional toll of money challenges.
Dr. April reflects on the lessons learned along the way and how these experiences shaped her approach to helping other women reclaim their financial power. This episode is a reminder that no matter how big the mistake, a brighter financial future is always within reach.

Put Yourself First: The Pay Yourself First Plan

In this episode of Pay Yourself First, Dr. April explores the dual concept of paying your current self and paying your future self—a balanced approach to managing money that prioritizes both your immediate needs and long-term goals.
She breaks down how paying your current self means allocating funds for essentials, self-care, and experiences that enrich your life today, while paying your future self focuses on building savings, investments, and financial security for tomorrow. With actionable strategies and relatable examples, this episode will inspire you to create a financial plan that honors both your present and future, ensuring you thrive in every stage of your financial journey.
 
For more information about Woman To Woman Financial visit: www.womantowomanfinancial.com
To schedule a complimentary Discovery Call visit: https://calendly.com/w2wfinancial/15-minute-one-2-one